Get all the detailsThe most important action to take after an accident is to get all the relevant details of the parties involved. These include:
- Name, Address, Telephone/Mobile No. of Third Party
- Registration of the Vehicle/Vehicles involved
- Insurance Details- Policy Number, Insurance Company, Expiry Date
- The name and phone number of any witnesses.
It is common for the Gardai to refuse to attend the scene of an accident unless there are injuries involved or the collision is causing a major traffic disruption. Generally; the Gardai do not get involved in minor property disputes such as in a motor collision and will advise the drivers to sort the matter out by themselves. They will however take details of the accident, which can be presented to insurers at a later date.
Another misconception is that the cars must be not moved until the Gardai are called. Often this only serves to block traffic and cause major disruption on the road. Depending on the accident, the information obtained by insurers in the accident report form, and from witnesses, is generally sufficient to establish liability. Such an act will not invalidate your insurance cover.
Although in a perfect world insurers would like the Gardai to attend all accidents, and the accident scene to be preserved, they understand that is impractical and in the majority of cases the stated evidence is sufficient.
www.duignan.eu

